Thursday, December 13, 2007

Life Insurance

I want you to think about your family – your spouse and children.


Do you spend time with them? Do you take them to the movies, restaurants and parks? Can you feel the joy and love when you go out together as a family? How do you feel when they thank you for spending time with them and tell you that they love you so much? When you have small kids they sometimes tell you how they wish you are with them all the time – ahhhhh I really love those moments.

But what do you think will happen to them when you die? Are you going to leave them with happy memories and security for their future or you leave them with bills, mortgages, and overdue rent?

You might have heard this several times already but I really do believe that having a life insurance is as important as giving gifts to your family, as a matter of fact this for me is one of the best gifts I can give to them.

At some point you’ve probably considered purchasing an insurance policy but got turned off sorting through all of the insurance quotes and even finding a reputable insurance company. For your family’s sake please don’t make it as an excuse, insurance quoting services are available online making the decision process easier.

When insurance companies determine your insurance premium, they take into account several factors (risks). However, one way to lower your insurance premium is by living a healthy lifestyle and make sure to inform your agent about the extra things you do in maintaining a healthy and worry free life.